SCANDIC COIN

1 - Introduction and strategic vision

The companies behind the SCANDIC COIN have been operating successfully on the market for over 30 years.

The SCANDIC COIN (SCND) is a fully regulated utility token on the Solana blockchain that acts as a connecting element in a comprehensive ecosystem. The aim of the project is to build a scalable, trustworthy ecosystem that connects the digital and real economies. Unlike pure "real estate coins", the focus is not on a single investment object, but on the interlinking of real services from the areas of payment, real estate, trade, data, health, security and mobility.

SCANDIC COIN's mission is to build a leading crypto-based ecosystem for exclusive services, where the token serves as a bridge between traditional industries and the blockchain world. The token is deliberately designed as a pure utility token without profit sharing in order to offer institutional investors long-term stability, transparency and regulatory compliance. The strategic planning is based on clear governance structures, strict token economics and anchoring the token in real value creation, which distinguishes SCANDIC COIN from speculative projects.

2 - The SCANDIC ecosystem

At the heart of the project is a media app that connects the 115 daily newspapers. Token holders hold the SCND as an admission ticket and thus benefit from news from all over the world and from all continents around the clock. All modules are designed to reinforce each other and build long-term customer loyalty. The values of innovation, excellence, sustainability and customer focus form the foundation of the ecosystem.

2.1 Business areas

The following table summarizes the most important business areas of the SCANDIC ecosystem. It combines the general description from the Super App with the brand-specific "SCANDIC" areas:

Module / business unit	Description
Payment & Finance / SCANDIC PAY	Non-custodial wallet for payments in crypto and fiat, crowdfunding functions and integrated Visa card; regulated FinTech platform for fast transfers and the transition between banking and web3. Transaction and exchange fees ensure continuous revenues.
Real estate	Tokenization of residential, commercial and logistics properties in Europe and the Middle East; investors can acquire shares in real projects or buy and sell properties via the platform.
Trade & Asset Management / SCANDIC TRADE	Regulated multi-asset brokerage for cryptocurrencies, equities, foreign exchange, commodities and CO₂ certificates. Smart portfolios bundle these assets algorithmically; the SCND serves as the base and settlement currency.
Data & AI / SCANDIC DATA	Own high-performance data center as the basis for a marketplace for anonymized data and AI-supported analyses. Cloud and AI services are available globally via the token; low fees reduce infrastructure costs.
Health / SCANDIC HEALTH	Telemedical services, prevention programs and tokenized health data enable new remuneration models; bonus programs reward health-conscious behavior and loyal patients.
Security	Digital and physical security services combine KYC/AML checks with personal protection and cybersecurity.
Mobility & Lifestyle / SCANDIC CARS, SCANDIC FLY, SCANDIC YACHTS	Digital booking of luxury vehicles, private jets and yachts; package offers combine travel, property viewing and leisure. The SCND speeds up the processing of expensive bookings and replaces currency conversions and banking processes.
Media / SCANDIC MEDIA	Media and news platform that enables micropayments for content and communicates the ecosystem.

The networking of this media app from 115 daily newspapers on all continents generates strong network effects: Activities in one sector strengthen the others, causing demand for the token to grow organically.

3 - Tokenomics and technology

3.1 Token distribution and financing targets

The total stock of the SCND is 1 billion tokens. A transparent allocation ensures that sufficient liquidity is available without diluting the market. The following table shows the planned allocation:

Category	Share of total stock	Description
Seed and public sale	50 %	Sale to private and public investors; the seed phase is expected to raise € 2 million at € 0.02 per token, while the public sale (planned for Q1 2026) is expected to raise € 5.25 million at € 0.035 per token
Reserve & Treasury	20 %	Serves to provide liquidity and finance strategic partnerships.
Founding team	15 %	Tokens for the team; subject to a twelve-month vesting schedule.
External development partners	9-10 %	Reserved for external developers; activation over 14 months.
Marketing, Community & Launchpads	5-6 %	Budget for marketing, community rewards and cooperations.

The following figure illustrates the planned token distribution in the form of a bar chart. It shows at a glance how the total supply is distributed to the individual categories.

3.2 Technological basics

The SCANDIC COIN is based on the Solana blockchain and is issued as an SPL token. Solana combines Delegated Proof-of-Stake and Proof-of-HistoryThis means that up to 65,000 transactions per second can theoretically be processed and the fees remain in the cent range. According to studies, the energy-efficient architecture means that the network only consumes 0.00051-0.00074 kWh per transaction - similar to a Google search query - and reduces energy consumption by up to 99 % compared to proof-of-work.

The smart contract is linked to the Anchor framework develops and implements functions such as Minting, Burning, Freezing, Staking and Upgrade capability. A limited maximum quantity ensures scarcity, while important parameters such as staking conditions and treasury functions are defined in the code and are subject to multi-stage approvals. Upgrade options allow adjustments to regulatory requirements without affecting existing tokens.

Further technical components are summarized in the following table:

Component	Description
Blockchain	Solana - high speed and low transaction fees; energy-efficient consensus mechanism.
Smart Contract	Upgradeable; implements functions for mining, burning, staking and pausing; based on the Anchor framework.
Wallet technology	Non-custodial wallets with multi-signature mechanisms ensure control over private keys; hardware security modules protect seed phrases and prevent unauthorized access.
Architecture	Microservices architecture in a multi-cloud environment ensures scalability and reliability; API gateways allow third-party providers to access individual modules.
Staking	Users can lock tokens in exchange for rewards; the reward rate and duration are defined in the smart contract and are unchangeable once the public sale has been completed.

4 - Staking models

The staking system is a central element of the token economy. Holders can deposit their tokens in smart contracts for a defined period of time and receive interest from a treasury pool in return. There is a minimum lock-up period during which staked tokens cannot be moved; this rewards long-term trust and reduces the amount in circulation.

The reward rate can be adjusted in the initial phase, but is finalized after the introductory phase in order to create planning security. The rewards are calculated continuously and can either be paid out together with the unstaking or called up periodically via a claim function. If necessary, the administrator can pay additional tokens into the treasury pool to stabilize the interest rate. This model combines predictable returns with flexibility and promotes the stability of the network.

5 - Governance

SCANDIC COIN unites On-chain co-determination with traditional corporate governance. A DAO-like platform is planned on which larger token holders can vote on important decisions such as feature prioritization, treasury allocations or advisory board elections. Voting rights could be weighted according to share or holding period, and technical parameters may only be changed if the utility character of the token remains untouched.

In parallel, the project is managed by a legal entity responsible for regulatory compliance, financial reporting and auditing. Internal guidelines regulate conflicts of interest and remuneration; the owner status of the smart contract can be transferred to enable a structured change of leadership. This two-pronged governance ensures adaptability, transparency and regulatory compliance.

In addition, the issuers are seeking a virtual asset service provider license in Dubai and voluntarily comply with the requirements of the EU MiCA Regulation. Strict KYC/AML checks, data protection in accordance with the GDPR, the dual control principle for decisions as well as an internal compliance committee and an ethics council ensure additional security and regulatory compliance.

6 - ESG & Sustainability

Sustainability, social responsibility and good governance are integral components of the project. The following diagram summarizes the most important ESG aspects:

Range	Key measures
Environment (Environmental)	Use of the energy-efficient Solana blockchain with an energy consumption of just 0.00051-0.00074 kWh per transaction. Planning of carbon credit trading and sustainable real estate projects; modern equipped data centers with low PUE values and use of renewable energies.
Social (Social)	Improving access to high-quality services worldwide; bonus programs reward loyal users; charitable initiatives such as SCANDIC GROUP promote the welfare of children and education. Commitment to high social standards and compliance with the Modern Slavery Act.
Governance & Compliance	Compliance with regulatory requirements such as KYC/AML audits and data protection (GDPR); clear governance structures, auditing and ethics guidelines for AI applications ensure transparency and accountability. The utility character of the token avoids classification as a security and reduces regulatory uncertainties.

7 - Real economic benefits and market potential

The SCANDIC COIN is firmly integrated into real business processes. It acts as a key and settlement token for access to high-quality services - from charter flights, yacht and car rentals to the purchase of cloud services. Transactions create immediate benefits and generate organic demand.

The tokenization of real assets opens up additional perspectives: Real estate, infrastructure projects or artworks can be broken down into tradable digital shares, enabling smaller investment tickets, faster settlement and programmable transfer restrictions. In addition, the SCND acts as a loyalty and incentive currency: users receive discounts or preferential access, which increases usage in everyday life and binds a high-quality clientele to the brand.

The market for digital assets is growing at double-digit rates worldwide, and in the United Arab Emirates in particular, a large proportion of the population already holds crypto assets. At the same time, regulation is increasing and offers legal security. The SCND taps into several growth segments simultaneously - from tokenized real estate to digital health data and CO₂ certificates - and offers investors diversified revenue streams: Transaction fees, subscriptions, data sales, listing fees and token sales.

Network effects increase the benefits of the token with each new user. A clear regulatory framework (VARA license and MiCA compliance) reduces the risk of legal uncertainties. Over 100 connected media channels ensure a global reach. According to financial forecasts, revenues of € 100 million and an EBIT margin of 60 % are possible by Q4 2026, with break-even expected in the second year after the public sale. Possible exit strategies include an IPO, strategic sales or token buybacks.

8 - Factual conclusion on the SCANDIC COIN

The companies behind the SCANDIC COIN have more than three decades of verifiable experience and success in the market.

The SCANDIC COIN stands for an integrated ecosystem that goes far beyond an isolated token. The combination of a wide range of services, strict regulatory and ethical standards and a clear tokenomics structure creates a solid foundation for sustainable growth. The energy-efficient technology, responsible governance and clear real economic benefits make the SCND particularly attractive for institutional investors.

Crypto investors are given the opportunity to participate in the intersection of real assets and digital technology. The project combines trust, innovation and sustainability and thus offers a long-term, realistic investment.